Privacy Policy

ScapiaCreditCard.com (“we”, “us”, “our” or “the Website”) respects your privacy and is committed to explaining how information may be collected and used when you visit or interact with our website.

This Privacy Policy explains the types of information we may collect, how we may use that information, and the choices available to you.

ScapiaCreditCard.com is an independent informational and research website. It is not the official website of Scapia or any associated issuing partner bank.

1. Information We Collect

We may collect information that you voluntarily provide to us, such as when you contact us by email or submit information through a form on our website.

Depending on how you interact with the Website, this may include:

  • Your name
  • Email address
  • Information included in your message
  • Other information you voluntarily choose to provide

We do not require you to create an account simply to browse our informational content.

2. Automatically Collected Information

When you visit our Website, certain technical information may be collected automatically by our hosting provider, analytics services, security systems, or other website technologies.

This may include information such as:

  • IP address
  • Browser type
  • Device type
  • Operating system
  • Referring website
  • Pages visited
  • Approximate date and time of access
  • General usage and interaction information

This information may be used for security, website administration, analytics, troubleshooting and improving the Website.

3. How We Use Information

Information may be used to:

  • Respond to enquiries and messages
  • Review and respond to correction requests
  • Maintain and operate the Website
  • Improve website content and usability
  • Understand how visitors use the Website
  • Monitor website performance
  • Detect, prevent or investigate security issues
  • Comply with applicable legal obligations

We do not use information for purposes unrelated to the operation of the Website unless permitted or required by applicable law.

4. Cookies

ScapiaCreditCard.com may use cookies and similar technologies.

Cookies may be used to:

  • Enable website functionality
  • Remember preferences
  • Understand website usage
  • Improve performance
  • Support analytics
  • Maintain security
  • Support referral or attribution functionality where applicable

You can generally control cookies through your browser settings.

For more information, see our Cookie Policy.

5. Analytics

We may use analytics tools to understand how visitors interact with our Website.

Analytics information may include pages visited, approximate location, device information, browser information, referral sources and other usage information.

Analytics services may process information according to their own privacy policies.

We aim to use analytics information primarily in aggregated or analytical form to understand and improve the Website.

Some pages may contain referral, affiliate or promotional links.

When you click a qualifying link, a referral or advertising partner may receive information necessary to attribute the visit or application according to the applicable program.

This may involve cookies, tracking parameters or similar technologies.

Where applicable, such partners may process information under their own privacy policies and terms.

ScapiaCreditCard.com does not control the privacy practices of third-party websites or services.

For information about our commercial relationships, see our Advertiser Disclosure.

7. Third-Party Websites

Our Website may contain links to third-party websites, including official product pages, financial-service providers, social networks and other external resources.

When you leave ScapiaCreditCard.com and visit a third-party website, that website’s own privacy policy, terms and practices apply.

We are not responsible for the privacy practices, content or security of third-party websites.

8. Contact Information

If you contact us, we may retain your message and contact details for the purpose of responding to your enquiry and maintaining appropriate records.

You may contact us at: [email protected]

9. Data Security

We take reasonable measures to protect information in our possession against unauthorized access, misuse, loss or disclosure.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

Accordingly, we cannot guarantee absolute security of information transmitted to or through the Website.

10. Data Retention

We retain information only for as long as reasonably necessary for the purpose for which it was collected, including responding to enquiries, maintaining business records, resolving disputes, preventing abuse, and complying with legal obligations.

Retention periods may vary depending on the nature of the information and the reason for retaining it.

11. Children’s Privacy

The Website is not intended to knowingly collect personal information from children.

If you believe that a child has provided personal information to us, please contact us so that we can review the situation and take appropriate action where necessary.

12. Your Choices

Depending on your location and applicable law, you may have rights concerning personal information held about you.

These may include the ability to request access to, correction of, or deletion of certain information.

You may also be able to control cookies and similar technologies through your browser or device settings.

To make a privacy-related request, contact: [email protected]

We may need to verify your request before taking action.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our website, services, technologies, legal requirements or privacy practices.

When we make changes, the updated version will be published on this page with a revised “Last Updated” date.

14. Contact Us

For questions or concerns regarding this Privacy Policy, contact:

Email: [email protected]

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